The proposal of excluding physical therapy

The proposal of excluding physical therapy, mental health services, and therapies that treat fatal conditions for the employees of Arc Electric would be an unethical consideration on the part of Green Guard Care. As a healthcare insurance provider, it is the responsibility and duty of Green Guard Care to cover the maximum and critical health ailments of its client’s employees. To this service, if the fatal treatments are left out, it will be a huge blow on the employees who are dependent on their employer’s insurance plan for medical coverage. Currently, there are millions of people in America who are suffering from one or the other mental health disorder. Further, it has been estimated that one-third of the American population are more likely to undergo one or the other ailment in a year. Given these parameters, it is not ethical on the part of Green Guard Care to exclude the fatal treatments, physical therapy and mental health services for the employees of Arc Electric.
As analyzed by Alex Langdon, the other competitors of Green Guard Care are also trying similar mechanisms of increasing copayments as well excluding the certain health care services. In such scenarios, if Green Guard Care continue to cover these critical treatments, they will stand out amongst its rival and might also benefit in attracting the clients of other rival insurance companies. In this regard, the Green Guard Care can target of increasing the copayment by a certain amount, but keep it lower than the other rivals of the company. Additionally, it can also urge Arc Electric to increase the premium amount of insurance for each employee, so as to cover the loss or the reduction in the profitability of the insurance provider.
Being a health insurance provider, it is the prime job of Green Guard Care to cover all the health related problems of its client’s employees. Excluding experimental treatments and cosmetic surgery is common with other health providers as well, as they are not fully medical