E-payments
E-Payments
The Internet has taken its place beside the telephone and television as an important part of peoples lives. Consumers use the Internet to shop, bank and invest online. Most consumers and businesses still use credit or debit cards to pay for online purchases making this the main way for people to pay over the Internet. Even with this fact, technologies such as e-wallets and digital certificates are making big strides into the arena of E-commerce.
And how would you like to pay
Most online shoppers use credit cards to pay for their online purchases. But debit cards – which authorize merchants to debit your bank account electronically – are increasing in use. Your debit card may be an automated teller machine (ATM) card that can be used for retail purchases. To complete a debit card transaction, you may have to use a personal identification number (PIN), some form of a signature or other identification, or a combination of these identifiers. Some cards have both credit and debit features: You select the payment option at the point-of-sale. But remember, although a debit card may look like a credit card, the money for debit purchases is transferred almost immediately from your bank
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